Annual Compliance

Tax Return Guide

Simplifying Self Assessment for childminders. Deadlines, allowable expenses, and how to file online without an accountant.

Written byDaniel Broadhurst (Founder)|Published: 22 June 2026|
Ofsted Aligned

You don't need to be a maths genius to do your own tax return. Most childminders use "Cash Basis" accounting, which is significantly simpler and HMRC-approved for our sector.

Key Deadlines (25/26)

Register By5 Oct 2026
File & Pay By31 Jan 2027
Preparation

1. Ready Your Numbers

The two key figures you need before logging into HMRC.

Total Turnover

Everything you received from parents + Local Authority funding + other business income. Do NOT subtract expenses at this stage.

Total Expenses

Everything you spent on the business (food, toys, bills %).

View Expenses Guide
Self Assessment

2. HMRC Filing Process

The professional step-by-step for online submission.

1

HMRC Gateway Login

Access your Self Assessment portal. Select the "Childminder" business category.

2

Select "Cash Basis"

Highly recommended. Record income when paid and expenses when spent. Simpler than accrual.

Aggregate Entry

HMRC allows total expense entry for turnover under £85k. You don't need to break down every receipt.

Accountant FAQs

Common queries about NI contributions and childcare specific payments.

National Insurance

Class 2 NICs are abolished for most, but you still get state pension credits if profits are >£6,725. Class 4 applies over £12,570.

Tax-Free Childcare

Record the full amount you receive. The government top-up is simply part of your standard business income.

Dreading tax season?

Stop hoarding receipts in a shoebox. KinderStart automates your accounts and generates your tax figures instantly.

Automate My Taxes

No credit card required • 7-day free trial

KinderStart strives for accuracy. Competitor features and pricing comparisons are based on publicly available information as of May 2026. Details are subject to change by respective providers.

We use cookies to enhance your experience. By continuing to visit this site you agree to our use of cookies. Learn more