Tax Return Guide
Simplifying Self Assessment for childminders. Deadlines, allowable expenses, and how to file online without an accountant.
You don't need to be a maths genius to do your own tax return. Most childminders use "Cash Basis" accounting, which is significantly simpler and HMRC-approved for our sector.
Key Deadlines (25/26)
1. Ready Your Numbers
The two key figures you need before logging into HMRC.
Total Turnover
Total TurnoverEverything you received from parents + Local Authority funding + other business income. Do NOT subtract expenses at this stage.
Total Expenses2. HMRC Filing Process
The professional step-by-step for online submission.
HMRC Gateway Login
Access your Self Assessment portal. Select the "Childminder" business category.
Select "Cash Basis"
Highly recommended. Record income when paid and expenses when spent. Simpler than accrual.
Aggregate Entry
HMRC allows total expense entry for turnover under £85k. You don't need to break down every receipt.
Accountant FAQs
Common queries about NI contributions and childcare specific payments.
National Insurance
National InsuranceClass 2 NICs are abolished for most, but you still get state pension credits if profits are >£6,725. Class 4 applies over £12,570.
Tax-Free Childcare
Record the full amount you receive. The government top-up is simply part of your standard business income.
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